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    Virtual Cards – A safe way to purchase online

    19th March 2019 /

    Whether it is from Amazon India or Flipkart or Snapdeal or Aliexpress, I buy from all of them a lot and regularly – bordering on making me an online shopaholic. Credit Card vs Debit Cards I prefer to use Credit Cards instead of Debit Cards. Let me be clear, credit card interest rates are brutal and horrific. I don’t use the credit offered by Credit Cards beyond the free 30 day period – I ensure I settle 100% (sometimes round it off over and above) of the amount due on receipt of the statement every month. With Credit Cards, the dispute/deniability of a fraudulent transaction (say done online) is a…

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    87% subscribers of New York Times are digital now

    5th September 2020

    Government employees trade unions

    15th October 2019

    Vodafone has won a long running tax dispute against India

    25th September 2020
  • Economy

    Small businesses are backbone of Indian economy

    24th November 2014 /

    In the past, I have written a few times in this blog about “Challenges of Doing business in India” and “Running a Product business in India“. Is it only thorns along the way? not really. There have been many instances of “Small Indian Companies that have stood over time” and how you can succeed by taking advantage of technology and the first step for that will be to “Secure your business website“. In this background, I was happy to see a new initiative titled “The Action Committee for Formal Finance for Non-corporate Small Businesses”, certainly a mouthful. The group is constituted by leading organisations from across India, to create a financial architecture for…

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    How common people handle hyperinflation?

    26th July 2018
    BSNL & MTNL

    Finance ministry is proposing to close BSNL

    10th October 2019

    Secret of the success by Indian companies

    12th February 2020
  • Economy

    Unexpected money I got thanks to SEBI

    4th November 2013 /

    Who hasn’t faced a money crunch from time to time?. Few weeks back I was in one such phase. I was dreaming I will hear from the estate of a diseased Uncle who was forgotten and get a windfall. (For records I tried and elders in my family could account for all our Uncles & Aunts for last 3 generations ). Just then an email came from eCAS_MutualFunds at manipaltechnologies.com. Thinking it is the regular reminder emails for some payments due, I was about to delete the email without reading it. Just then the words “Non Transacted Folios” caught my eye. In the preceding week I liquidated all the few…

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    India’s growing dominance in IT Outsourcing & its impact

    8th April 2004

    Online Payment options in India

    31st March 2016

    BSE SENSEX going below 10,000

    17th October 2008
  • Economy

    Closing my ICICI Accounts

    27th July 2012 /

    Over the last few years I have tried to simplify my personal banking by reducing the number of Bank Accounts and Credit Cards to two each. Some of these accounts you sign up for a specific purpose but then managing them, maintaining the minimum balance is a pointless hassle. I began this route in 20th August 2009, when ICICI introduced 3D Secure and I noticed few indemnification clauses that put me in risk as a consumer even for their technical faults which it doesn’t sound fair to me. I couldn’t find these clauses used even by the Foreign banks like Citibank and Standard Chartered. I  called them and closed the…

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    Sadhguru Jaggi Vasudev on Entrepreneurship in India

    19th November 2012
    (Representative picture) Labourers working in a construction site

    We need to welcome immigrants coming to Tamil Nadu

    14th June 2019

    Demonetization and Mumbai Airport

    10th November 2016
  • Economy

    Dollar movements, Revisiting after 4 years

    15th June 2012 /

    I wrote a blog post “Dollar Movements” nearly 4 years back in 2008, a week before the Lehman brothers collapsed and the US recession that followed. The western world still hasn’t recovered from that shock and its ripples, India with China showed resilience and solid growth but they both seem to be running out of steam now. India’s growth has now slowed  and Dollar once again gaining. In the last 12 months Indian Rupee has depreciated more than 27% to US Dollar, see the chart below. The data was from RBI Archive webpage and you can download the data from this Excel file here. Unlike last time I am rejoicing…

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    Government of India hikes the taxes on retail Petrol & Diesel

    14th March 2020

    Indian Budget 2005

    6th March 2005

    Finance for Entrepreneurs

    21st June 2019
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About me

Technology advisor, professional speaker, and CEO coach.
Also a Geek, Book worm, Movie lover, Traveller, Indian and தமிழன். Profile at tncv.me

தி.ந.ச.வெங்கடரங்கன்
மென்பொருள் வல்லுனர், ஆலோசகர்; தொழில்முறை பேச்சாளர்; தலைமை நிர்வாகிகளின் பயிற்சியாளர்.

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To say harsh words instead of nice ones, is like plucking unripe fruits instead of fresh ones. Thirukkural # 100

Disclaimer

The content of this blog is my own personal opinion. My thoughts and opinions often change, and this blog is intended to provide a semi-permanent point in time snapshot. You should not consider out of date posts to reflect my current thoughts and opinions.

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