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In the past I have written few times in this blog about “Challenges of Doing business in India” and “Running a Product business in India”. Is it only thorns along the way?, not really. There have been many instances of “Small Indian Companies that have stood over time” and how you can succeed by taking advantage of technology and first step for that will be to “Secure your business website”. In this background, I was happy to see a…

Who hasn’t faced a money crunch from time to time?. Few weeks back I was in one such phase. I was dreaming I will hear from the estate of a diseased Uncle who was forgotten and get a windfall. (For records I tried and elders in my family could account for all our Uncles & Aunts for last 3 generations ). Just then an email came from eCAS_MutualFunds at manipaltechnologies.com. Thinking it is the regular…

Over the last few years I have tried to simplify my personal banking by reducing the number of Bank Accounts and Credit Cards to two each. Some of these accounts you sign up for a specific purpose but then managing them, maintaining the minimum balance is a pointless hassle. I began this route in 20th August 2009, when ICICI introduced 3D Secure and I noticed few indemnification clauses that put me in risk as a…

I wrote a blog post “Dollar Movements” nearly 4 years back in 2008, a week before the Lehman brothers collapsed and the US recession that followed. The western world still hasn’t recovered from that shock and its ripples, India with China showed resilience and solid growth but they both seem to be running out of steam now. India’s growth has now slowed  and Dollar once again gaining. In the last 12 months Indian Rupee has…

Just like many of you, I make international purchases online using my credit cards. Most of the time this is the easiest, hassle free when compared to wire transfers and sometimes this is the only option to pay. I have read in magazine articles that using Credit Card is recommended and can be cheaper than Traveller’s cheque or Currency conversion while travelling as well. Many of the international transactions are in US Dollars and it…