I was watching now in Star World “Oprah’s Debt Diet” show. Though targeted towards America’s Shopping and Credit Card Addicts, I felt it was very relevant to India and other Asian markets which are growing in Credit Card usage. Many people I know don’t know about Credit Card charges and interest rates.
The show and the related website gives a lot of useful and easy steps, like the one I use most of the month (when I can) – I pay always more than my monthly due for my credit cards. This way I use my cards more as a Debit Card and the reason I use my credit card like the “Citibank Jet Airways VISA Card” is more for the JP Frequent Flyer miles I get out of it.